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PERFORMING NOTE OF THE MONTH
PERFORMING CFD
CHOUTEAU, OK
ITV 46% | LTV 50%
VALUE $74,759
UPB $37,881.73
INTEREST RATE 10%
P & I $365.00
SEASONING 122 MONTHS
SOLID PAY HISTORY
REMAINING TERM 238 MONTHS
PURCHASE PRICE $34,092
Additional Assets Available
Contact:
Dave Franecki
Capstone Capital USA, LLC
Dave@CapstoneCapitalUSA.com
www.CapstoneCapitalUSA.com/notevault/
REAL ESTATE NOTE DUE DILIGENCE
Due Diligence is key to successful and safe note investing. In this video Dave Franecki shares the 6 Key Factors of Note Due Diligence
NOTE SEASONING and VERIFIABLE PAYMENTS
When it comes to Note Seasoning…
Note seasoning and verifiable payments make up the two most important factors of Due Diligence. As such, I’ve created this video to help walk you through the ins and outs of good NOTE SEASONING so that you can really capitalize on good investments, and make sure your notes retain maximum value.
Note investing without the right amount of note seasoning is just a recipe for disaster!
It’s our job to make sure that as a buyer, AND as a seller, that you have the right tools for the job. That’s why we’ve dedicated an entire youtube channel just for you!
Note seasoning is simply – how long the buyer has been paying on the note. What does their payment history look like? Is it steady and consistent? Do they have repeated late payments? Is there missing documentation to prove the payments have been made on time? Taking all of these into account will make for a much stronger note buying and selling experience – and will maximize the value of your note! As part of the due diligence on both ends, it’s important as a buyer AND a seller that you know this information.
Are you looking for help with note seasoning? Let us help! Head on over to or contact page and let’s get in touch! I’d love to help speak to you about how we can make your note buying or selling experience a success! CLICK HERE.
SO LET’S GET STARTED. Click the video above for more info on the importance of note seasoning. Note investing doesn’t have to be hard – with the right tools for the job, and the right people on your side, you can ensure that your cake will be baked to perfection! Talk more soon!
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Welcome! We’re so glad you stopped in. Below is a helpful list of resources we hope you find to be most helpful. If you stopped by, please leave a comment below on what your note seasoning process looks like! Don’t forget to like and subscribe to our youtube channel!!!
Dave Franecki EXPERTISE:
Mortgages and creative financing,
deal architecting
rehabbing
building and development
Generating passive income for long term wealth
Real estate deal-making
personal development
IRA expert
high volume REO agent
With over 30 years in the industry – let me help walk you through the oftentimes confusing world of note selling.
IMPORTANT LINKS
Our [NEW] Exclusive Note Vault Group
How to Find a Note Buyer / Note Broker You Can Trust
Selling your mortgage note is not all about or just about price. It is also about working wit a buyer who will follow through and actually close at the agreed price. If you have a note to sell and you are not sure who to call, who to trust or what to look for yo will want to watch this short 9 minute video
What’s My Note Worth?
What’s My Note Worth?
A question all note sellers have and have a right to know.
Timing Your Mortgage Note Sale is everything.
So, when is the correct time to sell your mortgage note?
REAL ESTATE PRIVACY–PROTECT YOUR ASSETS
The following utube video with my friends Walter Wofford and Jim Ingersoll is so to the point as to the value of trusts in any form of a real estate transaction.
They discuss the ultra importance of transactional privacy and how that helps with asset protection.Under what circumstances would you want the general public to know the properties you own?
Trusts provide privacy and effectively separate all of your investment assets. They are not hard to use and provide tremendous privacy in your deals as a trustee is used to hold title and the trust agreement is not recorded at the courthouse.
Under what circumstances would you not like the public to know that you own a property?
What are the benefits of using trusts?
1. Privacy – Keep your name and LLC out of public records
2. Liens and judgments
3. Probate benefits
4. Sell the entity, not the property
5. Personal property trusts for IRAs, cars, boats, etc
Borrowing our way out of Debt
Today I cam across this article title,” The Three Ds of Doom: Debt, Default, Depression”. Without sounding negative, it certainly makes one think about the current economy. Everything appears to be booming, at least here in the greater Phoenix Metroplex. But………..what is under the covers. What goes up always comes down. It is a fact of life. Now apply this to the niche business. It is the paper side of real estate.
In the very near future, Capstone will be launching a Utube note training series on buying Notes. One of the topics as part of the due diligence series will be a deep dive into Investment to Value and Loan to Value. In other words, what is the note buyers safety net in the event of a downturn. How to minimize the pain in your portfolio. The only way I know is to have an EQUITY SPREAD. For instance, if a note has a $100,000 unpaid loan balance (aka UPB), what is your risk tolerance. What safety net do you require? The Capstone safety net is an Investment to Value (ITV) not exceeding 65% and a Loan to Value not exceeding 70%. Some say this is too big a filter. I guess time will tell. Anyway–moving on to the article.
The Three Ds of Doom: Debt, Default, Depression
July 17, 2019
“Borrowing our way out of debt” generates the three Ds of Doom: debt leads to default which ushers in Depression.
Let’s start by defining Economic Depression: a Depression is a Recession that isn’t fixed by conventional fiscal and monetary stimulus. In other words, when a recession drags on despite massive fiscal and monetary stimulus being thrown into the economy, then the stimulus-resistant stagnation is called a Depression. Read more
AUGUST PHX NOTE INVESTORS FORUM MEETUP
The August 7th Note Investors Forum Meetup focus on:
TOPICS: Several New Case Studies
Where Does a New Note Investor Begin
Bring your questions, This will be an interactive meeting.
The Next Note Investors Forum Meeting will be
Wednesday, August 7th 11:30am-1:30pm
La Famiglia Restaurant, SE corner of Dobson & Guadalupe, Mesa
TRUSTS | NOTES | REAL ESTATE | IRAs – NOTE INVESTORS FORUM
A CONUNDRUM of Confusion and Questions? 
Join us Wednesday September 5th 11:30am.
Lunch at the Note Investors Forum Meetup
Topic:
Trust Basics For Notes & Real Property
What Every Note & Real Estate Investor Needs to Know
Why trusts should be utilized in the Note/Real Estate Arena.
We’ll drill down into what works & does not work.
Practical hands on application for a ROTH IRA
Location: La Famiglia Restaurant, SE corner of Dobson & Guadalupe, Mesa, AZ
